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You Deserve a Certified Bankruptcy Specialist in Sacramento, CA

Filing for bankruptcy can be complicated, time consuming, and stressful. Those who choose to file for themselves are often bogged down with paperwork, added filings, court dates, and demands made on behalf of judges and/or trustees. Even lesser experienced attorneys have been known to make mistakes that have resulted in the unsuccessful discharge of a bankruptcy petition. This could be the difference between you keeping your house or seeing it foreclosed on by the lender. There are certain firms who stand above the others for their having studied in-depth the process, law, and strategy that inform bankruptcy in Sacramento, CA.

What does it mean to be a certified bankruptcy “specialist?” There are literally dozens of attorneys in the Sacramento area, all of whom refer to themselves as “experts,” “pros,” or “highly qualified.” Only a select few have been awarded the title of certified bankruptcy specialist in Sacramento, CA, and Anthony Hughes is at the forefront of this exclusive group.

To become a certified specialist is to have been certified by the American Board of Certification, “the nation’s premier legal specialty certification organization,” as “specialists in business bankruptcy, consumer bankruptcy and creditors’ rights law.” There are only three certified bankruptcy specialists in Sacramento, CA, and The Law Offices of Gabriel Liberman has earned a reputation as the best.

Thanks to our breadth of knowledge in bankruptcy, and especially consumer bankruptcy, our certified bankruptcy specialist is uniquely qualified to represent you, your family, or your business in bankruptcy court. We have broken new ground in bankruptcy law and pioneered new strategies to help discharge debts and safeguard our clients’ assets from repossession, foreclosure, garnishment, or seizure. Whether you end up filing for chapter 7, chapter 11, chapter 13, […]

By |July 8th, 2014|Uncategorized|Comments Off on You Deserve a Certified Bankruptcy Specialist in Sacramento, CA

Top 5 Reasons People File Bankruptcy in Stockton, CA

Following the financial crisis of 2007/2008, Stockton was particularly hard hit by the sub-prime mortgage scandal and the consequent loss of employment and shrinking consumer base. There is no single reason why hardworking individuals and families have found themselves in difficult financial situations. Similarly, there is not single reason why Stocktonians have chosen to file for the benefits and protections afforded under bankruptcy. What has made bankruptcy in Stockton so appealing to the community and indeed to the city itself?

The most powerful legal protection afforded people filing for bankruptcy in Stockton is the automatic stay. This is a legal directive that requires your creditors, lenders, collectors, and anyone else pursuing legal action due to unsecured debt to stop their attempts at collection immediately. These can include one or more of the following:
-Wage garnishment
-Foreclosure
-Repossession of a vehicle
-Lawsuits
-Seizure of property
-Harassment from collectors and lenders
As long as you are under the protection of bankruptcy, none of these can legally take place. If a creditor does try to pursue collections during this period, alert your attorney immediately.

Many individuals, families, and businesses are stuck in a bill-to-bill cycle wherein a single unforeseen expense could put them in ruin. Under these circumstances there is no way to build savings. During the course of your petition for bankruptcy in Stockton, many of your debts will be discharged altogether (in the case of chapter 7) or reorganized into a smaller, more manageable monthly payment (chapters 11 & 13). What this means is that for the first time since your financial troubles began, you can begin to build your savings back up, putting you in black and helping ensure you stay out of debt into the future.

Before you begin to believe that bankruptcy […]

By |June 24th, 2014|Uncategorized|Comments Off on Top 5 Reasons People File Bankruptcy in Stockton, CA

How To Find the Best Bankruptcy Attorney in Sacramento

The financial crash of 2008 facilitated many changes in our financial and legal landscape. One of these changes was the vastly increased need for bankruptcy attorneys in Sacramento and across California. Fortunately, many well qualified and trustworthy attorneys have come forward to meet the needs of individuals, families, and businesses in need. However, while there are many expertly trained and highly experienced attorneys throughout the Sacramento region, there are just as many who are not worth the paper on which their law degree is printed. For the benefit of consumers in the greater Sacramento area, below is a compilation of the best Bankruptcy Attorneys in Sacramento.

California Board Certified Attorneys
What does it mean to be a California Board Certified bankruptcy Attorney in Sacramento? The American Board of Certification is a non-profit organization of lawyers and legal experts tasked with independently and objectively differentiating between bankruptcy attorneys with special skills and knowledge , and those without. You can find out more about the American Board of Certification here.

>Anthony Hughes: Bankruptcy attorney Anthony Hughes is the only consumer bankruptcy board certified bankruptcy attorney in Sacramento. He was admitted to the bar in 2007 and since then has helped over 5000 clients complete successful bankruptcy petitions throughout the state of California.
Anthony Hughes
The Law Offices of Gabriel Liberman
800-385-2821
1395 Garden Highway
Suite 150
Sacramento CA 95833

>Trainor Fairbrook: Ms. Fairbanks is a business bankruptcy attorney in Sacramento. She earned her J.D. from McGeorge and was admitted to the bar in 1982.
Trainor Fairbrook
Trainor Fairbrook Attorneys at Law
(916) 929-7000
980 Fulton Avenue
Sacramento, California 95825

>Donna T. Parkinson: Ms. Parkinson is a business bankruptcy and creditor rights board certified bankruptcy attorney in Sacramento. She earned her J.D. from UC Davis and was admitted to the bar in 1986.
Donna […]

By |June 6th, 2014|Uncategorized|Comments Off on How To Find the Best Bankruptcy Attorney in Sacramento

Notice of Bankruptcy: The Opening Volley

Have you been receiving phone calls from collections companies? Are there tersely-worded letters piling up at your front door? Is your email inbox flooded with offers of cheap and easy help? Have you missed a credit card or mortgage payment? If you have answered yes to any of these questions, there is a legal tool that has helped millions of individuals, families, and businesses correct their troubled finances and begin anew. This tool is bankruptcy.

Bankruptcy is a complex process, but its advantages warrant pursuing it with a qualified California bankruptcy attorney. Having completed a free consultation, a client will then begin the journey of bankruptcy. Your attorney will take on your creditors on your behalf, easing pressure on you and your family. The primary means by which this happens is the issuance of notices of bankruptcy.

A notice of bankruptcy, or a notice of bankruptcy and stay, is a legal notice sent to all known creditors informing them that any and all collections actions must stop immediately. If the creditor is currently pursuing legal action in court, the debtor/attorney must inform the court of the stay. Your California bankruptcy attorney will ensure these notices are served properly and timely.

You will notice above that a notice of bankruptcy and stay will only be sent to known creditors. This is why it is so important to declare all debts to your bankruptcy attorney before a petition is filed with the bankruptcy court. If a creditor is left out of the petition, there will be no notice of bankruptcy and stay, and collections will continue. Being forthcoming during your free consultation will help your attorney protect your assets regardless of whether you file for chapter 7, chapter 11, […]

By |June 3rd, 2014|Banckruptcy Law, Debt Solutions, Hughes News, Uncategorized|Comments Off on Notice of Bankruptcy: The Opening Volley

Help With Debt: What to Look Out For

When seeking help with debt, whether personal or business related, there are many organizations and groups peddling their services. Some are legitimate, others less than so. Before choosing a pathway out of debt, it is imperative to fully understand the options you have.

Credit Counseling: In California it is REQUIRED that all clients take part in credit counseling prior to filing for bankruptcy. Credit counseling is designed to help with debt and teach clients way in which they can better manage their finances in the future. There are two sessions which must be completed separately: debtor education and credit counseling. While many organizations advertise “credit counseling,” not all of these are approved by the department of justice. Be sure to check with legal counsel before choosing a credit counseling organization. These agencies are permitted to charge fees for their services, but be sure the fees are all listed up front and agreed upon prior to any counseling sessions taking place. A reasonable fee is defined as roughly $50, though this can vary as well depending on the operating costs of the agency and the ability of the client to pay. Sessions typically last 60 minutes, though this too will vary based on the needs and circumstances of the client. Finally, it is important to understand when seeking help with debt that credit counseling will not necessarily have any affect on your credit score. Many companies advertise credit report cleanup, but any such claim is dubious at best. Seek legal advise before paying for services such as these. Consult with a debt solutions attorney to see how help with debt can come in the form of credit counseling.

Debt Consolidation: Debt consolidation is simply taking on a […]

By |May 30th, 2014|Banckruptcy Law, Debt Solutions, Hughes News, Uncategorized|Comments Off on Help With Debt: What to Look Out For

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