California Bankruptcy Lawyer
Credit cards maxed out? Bills piling up? No end in sight? The bankruptcy attorneys at The Law Offices of Gabriel Liberman specialize in relieving the intense financial stress you’re under. As California’s trusted debt-relief agency, we help real people like you dig out from under debt. We guarantee immediate relief from harassing phone calls, collection letters, and wage garnishment. We can even STOP the foreclosure process.
Whether you’re an individual, a family, or a business, our bankruptcy attorneys throughout California can protect your personal and business assets while designing a customized solution unique to your financial situation. We can prevent your assets from being liquidated, keep you from being sued by the people you owe money to, and even keep you in your home by wiping out your second mortgage.
You should know that filing for bankruptcy in California is not for everyone. Since our attorneys are experts in consumer credit and real estate law, we can offer you alternatives to improve your situation—even if you don’t file for bankruptcy.
You’re just one step away from a fresh financial start, so contact us online, visit one of our offices, or call us at 800-385-2821. We have locations all over California, and we have filed cases in every city court.
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Locations throughout California
Call 800-385-2821 to speak with a bankruptcy attorney in your area
Chapter 7
Get a fresh start with Chapter 7. In most cases, you can eliminate all your debt while keeping your assets.
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Chapter 11
Reorganize debt with Chapter 11. This option for businesses and individuals makes debt repayment affordable—and can even force loan modification on real estate.
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Chapter 13
Restructure debt with Chapter 13. Reduce, defer, restructure, or walk away from your payments on car loans, mortgages, and other debts.
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Bankruptcy Alternatives
Bankruptcy is not right for everyone. Learn about financial alternatives that allow you to reduce your debts without filing for bankruptcy.
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Three things you need to know if you’re considering bankruptcy
If you’re considering bankruptcy, the first thing you should do is talk to our Sacramento bankruptcy attorneys at The Law Offices of Gabriel Liberman. In Sacramento, bankruptcy laws are complicated and always changing, so you’ll need professional counsel to navigate the process. However, there are some “bankruptcy basics” that every Californian should know:
The best way to decide whether bankruptcy is right for you is to meet with a bankruptcy attorney here in California. You’ll get free consultation, pay a low-cost startup fee, and agree to a payment plan you can afford. Your bankruptcy attorney will discuss your options—including alternatives to bankruptcy. Then you can make the decision that’s right for you. No pressure.
Bankruptcy can effectively get rid of most, if not all, of your credit card debt and other unsecured debt. Bankruptcy can also stop repossession of your home or car and will immediately stop creditors from contacting you by phone or mail. It’s true that your bankruptcy will show up on your credit report for up to ten years, but you can start rebuilding your credit immediately. The bankruptcy attorneys here at The Law Offices of Gabriel Liberman can show you how to get help if you have less than perfect credit.
Bankruptcy usually can’t get rid of student loans, as it’s very difficult to prove that repayment of student loans would cause “undue hardship.” Also, bankruptcy can’t wipe out child support and alimony obligations; you’ll still be required to pay those amounts in full. Bankruptcy doesn’t usually eliminate liens that allow creditors to repossess property you haven’t fully paid for, but in some cases you can keep your property. Bankruptcy also can’t automatically waive tax debt, but the experienced bankruptcy attorneys at The Law Offices of Gabriel Liberman can increase your odds of getting rid of unpaid taxes.
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