Modesto Bankruptcy Lawyer

Are you buried in debt and looking for a way out? The Modesto bankruptcy attorneys here at The Law Offices of Gabriel Liberman understand that you wouldn’t be on this page if you weren’t thinking about filing for bankruptcy. As Modesto’s dependable debt-relief agency, we can offer consumers and businesses immediate relief from harassing phone calls, collection letters, and wage garnishment, and we can STOP the foreclosure process.

Moreover, our bankruptcy attorneys in Modesto will work hard to safeguard your personal and business assets while constructing solutions designed specifically to meet your unique financial needs. We will strive to protect your assets from liquidation, defend against creditor lawsuits, and, in some cases, discharge your second mortgage, enabling you to keep your house.

Filing for bankruptcy in Modesto isn’t always the best option. As experts in consumer credit and real estate law, our attorneys can offer you various alternatives to bankruptcy that provide many of the same protections.

You’re just one step away from regaining financial independence and starting fresh, so contact us online visit our Modesto, CA, office, or call us at (209) 442-4433 right now.

Our Location

Located in beautiful city of Modesto
1111 J St.,
Modesto, CA 95354
(209) 442-4433

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Chapter 7

Get a fresh start with Chapter 7. In most cases, you can eliminate all your debt while keeping your assets.Learn More

Chapter 11

Reorganize debt with Chapter 11. This option for businesses and individuals makes debt repayment affordable—and can even force loan modification on real estate.Learn More

Chapter 13

Restructure debt with Chapter 13. Reduce, defer, restructure, or walk away from your payments on car loans, mortgages, and other debts.Learn More

Bankruptcy Alternatives

Bankruptcy is not right for everyone. Learn about financial alternatives that allow you to reduce your debts without filing for bankruptcy.Learn More

Three things you need to know if you’re considering bankruptcy

If you’re considering bankruptcy, the first thing you should do is talk to our Modesto bankruptcy attorneys at The Law Offices of Gabriel Liberman. In Modesto, bankruptcy laws are complicated and always changing, so you’ll need professional counsel to navigate the process. However, there are some “bankruptcy basics” that every Modesto resident should know:

As you work with your Modesto bankruptcy attorney to decide whether or not to file for bankruptcy, it’s important to know what bankruptcy can’t do. Bankruptcy usually can’t get rid of student loans, as it’s very difficult to prove that repayment of student loans would cause “undue hardship.” Also, bankruptcy can’t wipe out child support and alimony obligations; you’ll still be required to pay those amounts in full. While bankruptcy can dismiss many debts, it typically does not eliminate liens that allow creditors to repossess property not paid for; in some cases, though, bankruptcy attorneys can help Modesto residents keep their property. Bankruptcy also can’t automatically waive tax debt, but the experienced bankruptcy attorneys at The Law Offices of Gabriel Liberman can increase your odds of discharging unpaid taxes.