Decrease or eliminate all your debt payments immediately.

Many Chapter 13 bankruptcy attorneys in California only take on the “easy cases.” Not us. There isn’t a situation or scenario in Chapter 13 bankruptcy that we haven’t already successfully handled. If you’re beginning to have problems making your debt payments, are already significantly behind on your bills, or are in danger of losing your home or car, the Chapter 13 bankruptcy attorneys at Hughes Financial Law have good news: Chapter 13 eliminates debts while lowering payments on the assets you want to keep. We’ve worked with thousands of individuals and families to resolve all types of debt issues through the power of Chapter 13, and we can help you, too.

At Hughes Financial Law, we like to say, “Right now is the right time to contact a bankruptcy attorney,” because getting information on Chapter 13 bankruptcy and learning your options will help you make an informed decision on how to put a stop to your debt issues. Stop the guesswork and contact us online, visit one of our eight locations, or call us at 800-385-2821 for answers.

What you need to know about Chapter 13 bankruptcy

If you live in California and are considering filing for bankruptcy, a qualified Chapter 13 bankruptcy attorney is vital to helping you protect your assets, your family, and your credit right now.

So what is Chapter 13 bankruptcy?

Keep your house and car. Chapter 13 bankruptcy can help you avoid foreclosure and car repossession by forcing your creditors to accept monthly payments over a three- to five-year plan so you can catch up on missed payments and decrease your subsequent payments for good.

Restructure, defer, or walk away from your debts. A good bankruptcy attorney can help you modify your mortgage or car loan, get rid of your second mortgage, restructure or discharge tax debt, defer your student loans, and protect co-signers on your secured debts. You can even end up paying little to nothing on your credit cards and medical bills.

Protect your retirement and assets. With Chapter 13, we are able to protect all your assets while eliminating your debt.

Learn the facts about filing for Chapter 13 bankruptcy. Contact us online, or call our office at 800-385-2821 to schedule a free, no-obligation financial analysis. We look forward to informing you about your options and helping make the best decision for you, your family, and your business.