Sacramento Fulton Ave Bankruptcy Lawyer
Drowning in debt and looking for relief? The Sacramento bankruptcy attorneys here at The Law Offices of Gabriel Liberman understand that you would not be on this page if you were not considering the bankruptcy option. As Sacramento’s trusted debt relief agency we can offer consumers and businesses immediate relief from harassing phone calls, collection letters, wage garnishment, and we can STOP the foreclosure process.
Beyond that, our bankruptcy attorneys in Sacramento will fight to protect your personal and business assets while crafting solutions customized specifically to your unique financial predicament. We can shield you assets from liquidation, defend against creditor lawsuits, and in some cases discharge your second mortgage enabling you to keep your house.
Filing for bankruptcy in Sacramento is not for everyone. As experts in consumer credit and real estate law, our attorneys can offer you many alternatives to bankruptcy that afford you many of the same protections more commonly associated with bankruptcy.
You’re just one step away from a clean slate and new beginning, so contact us online, visit our Sacramento office, or call us at 916-485-1111 right now.
[video_lightbox_youtube video_id=”LSN9Jm78L0k” width=”640″ height=”480″ auto_thumb=”1″]
[effortless-gm address=”1101 Fulton Avenue, Sacramento, CA 95825″ size=”280×160″ name=”Sacramento Fulton Ave” zoom=”12″]
Located in beautiful city of Sacramento
1101 Fulton Avenue
Sacramento CA 95825
(916) 440-6666
Chapter 7
Get a fresh start with Chapter 7. In most cases, you can eliminate all your debt while keeping your assets.
Learn More
Chapter 11
Reorganize debt with Chapter 11. This option for businesses and individuals makes debt repayment affordable—and can even force loan modification on real estate.
Learn More
Chapter 13
Restructure debt with Chapter 13. Reduce, defer, restructure, or walk away from your payments on car loans, mortgages, and other debts.
Learn More
Bankruptcy Alternatives
Bankruptcy is not right for everyone. Learn about financial alternatives that allow you to reduce your debts without filing for bankruptcy.
Learn More
Three things you need to know if you’re considering bankruptcy
If you’re considering bankruptcy, the first thing you should do is talk to our Sacramento bankruptcy attorneys at The Law Offices of Gabriel Liberman. In Sacramento, bankruptcy laws are complicated and always changing, so you’ll need professional counsel to navigate the process. However, there are some “bankruptcy basics” that every Sacramentan should know:
The best way to decide if bankruptcy is right for you is to meet with a bankruptcy attorney in Sacramento that specializes in bankruptcy and debt solutions. A good bankruptcy attorney will provide a free consultation, charge a reasonable fee, set up a payment plan you can afford, and demonstrate a solid track record of successfully handling bankruptcies like yours. Your Sacramento bankruptcy attorney should also thoroughly discuss the different chapters of bankruptcy and alternatives to bankruptcy so that you can make the decision that’s right for you and your financial future.
Filing for bankruptcy in Sacramento has many benefits. Your bankruptcy attorney can ensure you take full advantage of all these benefits. First and foremost, bankruptcy can effectively wipe out most, if not all, of your credit card debt and other unsecured debt. Bankruptcy can also stop repossession of your home or car and will immediately stop creditors from contacting you by phone or mail. While bankruptcy will show up on your credit report for up to 10 years, you can benefit from bankruptcy by rebuilding your credit immediately; our bankruptcy attorneys here at The Law Offices of Gabriel Liberman can share with you both California and national lending institutions that work with individuals who have less-than-perfect credit scores.
As you work with your Sacramento bankruptcy attorney to decide whether or not to file for bankruptcy, it’s important to know what bankruptcy can’t do. Bankruptcy usually can’t get rid of student loans, as it’s very difficult to prove that repayment of student loans would cause “undue hardship.” Also, bankruptcy can’t wipe out child support and alimony obligations; you’ll still be required to pay those amounts in full. While bankruptcy can dismiss many debts, it typically does not eliminate liens that allow creditors to repossess property not paid for; in some cases, though, bankruptcy attorneys can help Sacramentans keep their property. Bankruptcy also can’t automatically waive tax debt, but the experienced bankruptcy attorneys at The Law Offices of Gabriel Liberman can increase your odds of discharging unpaid taxes.